Refinance

Refinance Your Home Loan with Lendcap

Refinancing is the helpful process of taking out a new loan to repay an existing loan- often because there has been a sudden change in your financial situation or because you’re looking for a better deal on your home loan.

If you’re looking to finance your home or business, you can easily get 24/7 access to the same tools that leading lenders and mortgage brokers use. At Lendcap, we help you compare home loan rates and refinance home loans across most Australian lenders.

How can refinancing your loan help you?

Our clients often wish to refinance when they face a sudden change in financial situation or because they’re looking for a better deal on your home loan.

Refinancing your mortgage allows you to acquire loans with better interest rates or additional features that better their new financial situation. With home loan rates currently at an all-time low, a refinance home loan may be a lucrative option to improve your future financial situation.

Some homeowners refinance a mortgage to turn real estate equity into cash for home renovations, make other investments, or finance a well-deserved holiday. Borrowers may also take out new home loans to simplify their finances by combining their multiple, high-interest debts into a single, lower-interest loan. Whatever your unique requirements, our qualified mortgage experts at Lendcap can help you fully understand the upsides and downsides of refinancing your home loan. We will assess if refinancing your mortgage is the right decision for you and help calculate, and lock down a better deal on your home loan with ease.

Why Refinance?

Change in financial situation

Are you looking to reduce your repayments?

Ease the burden

Looking to pay off your loan faster?

Release equity

Get cash out of your home?

Debt consolidation

Looking to consolidate debt?

Better terms

Increase the flexibility of your home loan?

Great deals

Or take advantage of special offers and incentives?